Business Investments and Stocks

In selecting our investments we are value-oriented; we are reluctant to pay a premium for a stock and endeavor to buy stocks when they are out of favor with the market. 

One of our core values is to make investments in companies that have a high return on tangible assets.

We seek companies that represent top level management, strong cash flows, sustainable growth rates, and historical increase in dividends; favoring companies with strong balance sheets that are free of excessive debt. 

We believe in ethical investing where companies showing effective corporate social responsibility policies are better positioned to avoid crisis that could lead to reputation damage.